AI & Documents

Professional business plans in 10 minutes

Mothusi builds SEFA-ready, bank-quality business plans from your real financial data — complete market analysis, 3-year projections, and export-ready formatting included.

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See it in action

SEFA-ready in one conversation

Mothusi AI

I need a business plan for a R500k SEFA loan application.

Generating your SEFA-ready business plan. Using your actual financials: R840k revenue, 22% gross margin, 4.2 months cash runway. Adding market analysis for your sector — construction services, Gauteng. SEFA eligibility confirmed (turnover under R50M, BEE Level 2).

Business plan drafting

Done. 18 pages. Executive summary, market analysis (TAM R4.2B, SAM R380M), 3-year financial projections, team profiles, funding requirements (R500k equipment), risk register. PDF and Word versions ready. Want me to add your BEE certificate to the appendix?

Document ready

Capabilities

Everything a funder needs to say yes

Mothusi builds plans that pass the scrutiny of SEFA credit committees, bank business analysts, and DFI investment officers — because they're grounded in your real trading data.

SEFA-Ready Format

Built to meet SEFA's exact requirements — company registration, BEE status, trading history, purpose of funding, repayment plan, and financial projections in the format their analysts expect.

3-Year Financial Projections

Revenue forecasts, income statements, balance sheets, and cash flow statements — all modelled from your actual 2024/25 actuals with growth assumptions you can adjust in conversation.

Market Analysis

Total addressable market sizing, competitive landscape, and target customer analysis for your specific sector and geography — referenced against credible SA market data sources.

Export to PDF, Word & Excel

Download your plan as a polished PDF for submission, an editable Word document for customisation, or an Excel model with full financial workings for the numbers-focused reviewer.

Who uses this

Built for the entire ecosystem

SME Owners seeking funding

Incubator participants

Business advisors

Enterprise development units

FAQ

Common questions

What sections does a Mothusi business plan include?

A Mothusi business plan includes up to 14 sections: executive summary, company overview, problem and solution, market analysis (TAM/SAM/SOM), competitive landscape, products and services, go-to-market strategy, operational plan, team profiles, 3-year financial projections, funding requirements, risk analysis, BEE status, and appendices with supporting documents.

Can I use a Mothusi business plan for a bank loan application?

Yes. Mothusi generates plans that meet the format requirements of SEFA, major South African banks (ABSA, FNB, Standard Bank, Nedbank), and development finance institutions. The financial section uses your actual trading history, which significantly increases approval rates compared to projections-only plans submitted by competitors.

Does it use my real financial data?

Yes. Mothusi pulls your actual revenue, costs, margins, and cash flow from your company's financial records on the platform. Your plan will reflect real numbers — not industry averages or generic estimates — which makes it immediately credible to funders, credit analysts, and investment officers reviewing your application.