Cash Flow Management

See it in action

Know your cash position before it changes

Mothusi AI

What's my cash position looking like?

Cash flow analysis

R520k

Bank Balance

R380k

Receivables

R280k

Payables (30d)

3.1mo

Runway

Here's your 30-day cash forecast by week:

Week 1R540k

Week 2R410k

Week 3R180k

Week 4R320k

Week 3 looks tight. What's causing that dip?

Shortfall alert

Week 3 shortfall risk: Salaries (R180k) and VAT payment (R65k) both due on the 18th, but your largest receivable — Transnet R140k — only expected on the 22nd. That's a 4-day gap of R45k.

Three options to bridge:

Accelerate Sasol paymentR95k due Friday — request early release (they've done this before)

Best Option

Nedbank revolving facilityR50k available at prime + 1.5% — R312 interest for 4 days

Low Cost

Delay Buildrite supplierR38k — no penalty clause, 7-day grace period

Last Resort

Go with option 1, and use the facility as backup.

Early payment request sent

Sasol — Early release requestedNedbank — Facility on standby

With Sasol's early payment, your runway extends from 3.1 to 5.8 months. Week 3 balance improves from R180k to R275k — shortfall eliminated.

I've updated your 30-day forecast. Cash position is now healthy across all 4 weeks.

Brilliant. Save this as a cash flow report.

Report generated

Cash Flow Forecast — March 202630-day projection • weekly breakdown • contingency plan • runway analysis

PDFReady

Includes the original shortfall scenario, bridging strategy, and updated projections. Saved to your files.

Capabilities

Never be surprised by your bank balance again

Mothusi watches every rand coming in and going out, predicts where you'll be in 30 days, and alerts you to problems while there's still time to act.

30-Day Forecasting

AI predictions based on receivables, payables, and historical patterns. Mothusi models multiple scenarios — best case, worst case, and most likely — so you can plan with confidence.

Runway Analysis

Real-time burn rate and months-of-cash calculation. Mothusi shows you exactly how long your current cash will last at your current spending rate — updated continuously.

Shortfall Detection

Early warnings 2-3 weeks before cash crunches. Mothusi identifies potential shortfalls based on payment patterns and timing, giving you time to take corrective action.

Bridging Finance

Automatic identification of credit facilities and alternative funding when shortfalls are predicted. Mothusi knows your available facilities and recommends the cheapest option first.

FAQ

Common questions

How far ahead can Mothusi forecast?

Currently 30 days with high accuracy (85%+). Beyond 30 days, accuracy depends on the predictability of your revenue. For businesses with recurring revenue, we can forecast 60-90 days with reasonable confidence.

Does it connect to my bank account?

Not directly — Mothusi works from the financial data you share: invoices, bank statements, expense reports. This keeps you in control of your data while still enabling accurate forecasting.

What if my cash flow is seasonal?

Mothusi learns your seasonal patterns over time. If you're in agriculture and cash is tight in planting season, it factors that in and recommends building reserves during harvest. The longer you use it, the smarter it gets.

See your cash future before it arrives