Capital deployment & portfolio management
Run the fund
from pipeline to repayment.
Set the mandate, find and prepare the right businesses, support review with source-linked IC memos, then track conditions, disbursements, milestones, repayments and business movement from the same live record.
Your institution controls the capital and makes the decisions.
The funding process
One record before the decision. The same record after it.
Follow one facility from mandate to repayment. No new questionnaire at every stage. No separate monitoring spreadsheet after approval. No quarter-end reconstruction of what happened.
Build the fund and define exactly who it is for.
Set the mandate, ticket size, sectors, geography, evidence requirements, milestones, repayment terms and decision process before the first application arrives.
Build the pipeline from businesses that already fit the mandate.
Use MGS, sector, location, evidence status and open levers to identify qualified and nearly qualified businesses across the Network.
Show each business why it qualifies and what is still missing.
Give applicants a clear view of the requirements they meet, the evidence already on file and the actions needed before formal review.
Strengthen the application before it reaches the investment team.
Mothusi checks documents, identifies gaps and helps the business prepare a complete evidence pack before formal screening begins.
Compare every application on the same evidence base.
One consistent view of maturity, commercial proof, financial discipline, compliance, capacity and unresolved risk. MGS - the Mothusi Growth Score, a five-tier maturity standard where every movement in the score must be supported by evidence - organises the comparison. Your team makes the decision.
Draft the IC memo from the live business record.
Bring the application, financials, commercial evidence, risks, support history and proposed conditions into one source-linked committee pack.
Turn approval conditions into a controlled funding release.
Track every condition precedent, required document, approval and disbursement before capital is released.
Monitor the business after the money moves.
Track milestones, repayments, financial updates, buyer activity, compliance and business movement from the same record used during the decision.
See the whole portfolio and decide where capital should go next.
Compare pipeline, deployment, repayments, milestones, business movement and emerging risks across every facility and investment.
The architecture
Every stage runs on the same record.
Most systems stop when the money is approved. Mothusi carries the same business record through readiness, application, review, decision, milestones, repayments, support and portfolio reporting.
When the board, the funder or the auditor asks:
- Why did we select this business?
- What evidence supported the decision?
- Which conditions were imposed?
- Were the milestones completed?
- Are repayments current?
- Has the business become stronger?
- Which risks are emerging?
- Where should support be directed?
- Who is ready for the next facility?
Every answer traces to a source document, a reviewer and a date.
MGS across the capital process
A common readiness language across the pipeline and portfolio.
MGS is not a credit score and does not replace underwriting.
A shared, evidence-backed view of:
- Business maturity
- Financial discipline
- Commercial proof
- Compliance
- Operational discipline
- Governance
- Evidence confidence
- Current blockers
- Movement over time
- Post-funding behaviour
The fund applies its own decision framework on top:
- Credit policy
- Eligibility rules
- Sector requirements
- Risk limits
- Security requirements
- Covenants
- Pricing
- Committee process
The institution keeps its decision framework. MGS gives it a clearer business record to apply it to.
The committee pack
Ask for the memo. Open every source.
Mothusi drafts the committee memo from the authorised record. Your analyst reviews the evidence, applies judgement and owns the recommendation.
“Prepare the IC memo for Mokoena Construction. Use the latest financials, customer proof, programme history and proposed conditions.”
“Draft ready. Three exceptions require analyst review. Every figure and conclusion links to its source.”
Run the capital process from one evidence base.
Build the pipeline, prepare applicants, support investment review, track conditions and repayments, monitor business movement and report across the portfolio without rebuilding the record at every stage.
Mothusi manages the workflow and evidence. Your institution controls the capital and makes the decisions.