The shared evidence and progression infrastructure
for SME and farmer development

Find the right businesses.
Move them forward.
Prove what changed.

Mothusi gives institutions one evidence-backed way to understand where every business stands, show each business what it needs to do next, target support where the same gaps repeat, and identify who is ready for the next programme, funder, buyer or opportunity.

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Live across 2,850 businesses and farmers approximately 50 industries

Built for system-level SME development

A shared view of business progress across programmes, regions and sectors.

For agencies, DFIs and funders accountable for SME development at scale, and the delivery partners working on their behalf.

  • Every businesscarries one Live Growth Record.
  • Every programmeadds evidence and support to the same record.
  • Every institutioncan compare who is improving, what is holding progress back and where to intervene next.

Mothusi System View. 1,047 businesses over the last 90 days, viewed by programme across 14 programmes, 9 regions and 6 sectors, sorted by businesses. Contractor Development: 380 businesses, 44 improved, 2 declined; top blocker monthly financial records, 53 affected. Grain Farmer Development: 296 businesses, 36 improved, 4 declined. Tourism and Hospitality SMMEs: 148 businesses, 3 improved, 6 declined. Manufacturing Export Readiness: 63 businesses, 7 improved, 1 declined. Mining Supplier Localisation: 52 businesses, 9 improved, none declined. 9 more programmes, synced 2 minutes ago. Recommended action: route financial-record support to 53 businesses before the July funding review; a similar intervention in February cleared the issue for 41 of 47 businesses.

Product UI · illustrative data

Score moved

3441+7

Business profile completed · bank account verified

Current position

Verified tierForming

Levers cleared4 of 7

Latest evidenceBusiness bank account verified

Priority blockerFirst customer proof

Next action

Upload your first paid invoice

Then send it for review

Complete with Mothusi
Programme signal

The same gap appears across 31 businesses. A sales-readiness workshop starts next week.

Product UI · illustrative data

The Live Growth Record

One live record behind every business.

Every business has one evidence-backed record of where it stands, what has been verified, what support it has received, what is still missing and what should happen next. Applications, check-ins, documents, mentor notes, interventions and outcomes all write back to the same record.

  • The businesssees its current position and exact next action.
  • The programme teamsees the full history of evidence, support and progress.
  • Funders and buyerssee evidence before review, not claims after the fact.

Mothusi Growth Score

The same score should not lead to the same decision.

MGS gives every business one evidence-backed position across programmes, countries and sectors. The score shows current business health. The verified tier shows the maturity foundations the business has established. The levers and evidence explain what is driving the position and what should happen next.

Two points apart. Two different decisions.

Operating

Mokoena Construction · 61

What has been provenRepeat trading activity and core operating foundations

What changedRevenue has weakened over the last 3 months

Institutional responseStabilisation support

Forming

Puleng Transport · 63

What has been provenBusiness identity, registration and active bank account

What remains openFirst-customer proof

Institutional responseSales support and evidence review

Similar health today. Different maturity. Different intervention.

Product UI · illustrative data

See the standard in practice →

Mothusi AI

One conversation runs the whole loop.

An AI mentor for the business and a live intelligence layer for the programme. Mothusi understands the company, its Growth Record and what it is trying to achieve next. It finds relevant opportunities, checks readiness, guides the work, closes knowledge and evidence gaps, and keeps the institutional record current as the business moves forward.

One conversation · Mokoena Construction

Mokoena Construction

Radebe just signed the second order. Here's the signed order and the paid invoice from the first job. signed_order_radebe.pdfinvoice_0087_paid.pdf

Mothusi

Both received. Together, they satisfy the evidence requirements for Customer Proof. I've attached them to your Growth Record and sent the lever to Lerato for sign-off. I've also drafted the Radebe follow-on quote using the verified information already on your record.PDFRadebe follow-on quoteR186,400 · eight weeksReview

Mokoena Construction

Show me the quote first. I want to check the pricing.

Mothusi

It's ready. I used the rates from the first Radebe job and the volume discount from the kerbing project. Change anything and I'll update the quote and the supporting record together.PDFRadebe follow-on quoteR186,400 · eight weeksReview

Later that day

Mothusi

Lerato has signed off Customer Proof. You now meet the initial conditions for the Host-Community ESD Fund: ✓ Operating tier ✓ Verified Customer Proof ✓ Growth Score above 55 The fund provides working capital to qualifying suppliers on your Network. Should I prepare the application?Growth Score54 → 58Verified by Lerato M.Customer Proof · clearedsigned_order_radebe.pdfinvoice_0087_paid.pdf

Mokoena Construction

Yes. Prepare it, but show me before anything is submitted.

Mothusi

Done. I prefilled the application from your Growth Record. Nine of the eleven required documents are already verified and on file. Two items remain: current tax clearance; latest three-month bank statement. Nothing will be submitted without your approval.PDFESD Fund applicationPrefilled · 9 of 11 completeReview

Mothusi

One more relevant match appeared on the Network Marketplace - the Customer Proof verified today strengthens your eligibility. Should I prepare a quote using the Radebe rates?NEWResidential construction work · GautengR420,000 · six weeks · starts next monthView

Mokoena Construction

Draft it.

Mothusi

Ready. I used the Radebe rates and applied the current winter cement adjustment.PDFResidential construction quoteR418,600 · deadline FridayReview

Behind the scenes · signal intelligence

2 documents read and understood · mapped to the Customer Proof lever

Behind the scenes · provenance

Every figure in the draft traces to verified record entries

Behind the scenes · one event, many updates

One sign-off recalculated score, readiness and eligibility at once

Behind the scenes · human control

Nothing is submitted without the owner's approval

Behind the scenes · opportunity intelligence

Matched on live eligibility, not a listing search

Behind the scenes · record to revenue

Verified evidence became a R418,600 bid in one day

One verified event moved several parts of the system at once: the record, the score, fund eligibility, and two live commercial documents - each traceable to its evidence, each held for human approval.

Illustrative data

Targeted action

Turn repeated blockers into coordinated action across the ecosystem.

Mothusi shows each business what it needs to address next, then reveals where the same requirement is unresolved across the programme or portfolio.

Businesses that already have the evidence move to review. Those that need help are connected to the right mentors, specialists, providers and targeted learning, with every intervention and subsequent clearance tracked.

01 · Scan

Mothusi scans your portfolio for common blockers.

It reads monthly check-ins, documents and mentor notes - live, not last year's audit.

02 · Surface

Mothusi surfaces the intelligence and recommends next steps.

Missing here: signed orders, invoices and proof of payment - named per business.

03 · Intervene

Interventions scheduled - Mothusi runs the assessments and personalised tutoring.

Fail the assessment and Mothusi tutors you on your own invoices - then retests.

04 · Measure

Impact is measured by how many companies clear the blocker.

"Cleared" means a mentor verified real evidence - attendance counts for nothing.

Mothusi scans all 2,823 businesses across 11 regions and finds the same blocker in 41 of them: no verified proof that customers come back. It recommends the fix, the programme manager approves it, and the 41 are enrolled into a scheduled workshop with their own documents. Afterwards Mothusi assesses everyone (80% pass mark), and personally tutors whoever falls short on their own invoices, then retests. Six weeks later, 29 of 41 have cleared the blocker - evidence pre-checked by Mothusi and signed off by an authorised mentor - with growth scores up 6 points on average, and the remaining 12 each have a clear next step.

One blocker, one scan, one intervention - 29 verified outcomes in six weeks. Mothusi runs this loop for every blocker in your portfolio, every month.

Illustrative data

Funding and portfolios

Build the fund. Let the right businesses surface.

Define the mandate, capital, instrument, ticket size, target sectors and geographies, verified maturity requirements, required levers and minimum evidence threshold.

Mothusi reads authorised Growth Records against those conditions in real time, explains why every business matches and separates those that qualify now from those that need a clear readiness pathway.

01 · The mandate

Build the fund

Set the rules once: capital, instrument, ticket size and the evidence a business must hold to qualify.

R120 million

Host-Community ESD Fund · Platinum Belt

01 · The mandate

An example: R120 million of interest-free ESD loans, R250k to R2.5m a ticket, for Rustenburg host-community contractors in mining services, engineering and logistics - verified Operating tier, MGS 55+, with financial records, customer proof and compliance proven.

Every rule becomes a live filter

02 · The pipeline

Find qualifying businesses

Mothusi screens live Growth Records against the mandate - a pre-qualified pipeline, not a pile of applications.

48 qualify now

From 1,247 records · every match explained

02 · The pipeline

Save the mandate and Mothusi reads all 1,247 authorised Growth Records against it - live positions, not application forms. Today 48 qualify, each match explained; 31 more are one named gap away, so each gets a readiness pathway.

No call for applications · no forms

03 · The decision

Structure IC memos and voting

Mothusi drafts every IC memo from the record; your managers edit before it goes to committee. Votes recorded and defensible.

221214

Approved · deferred · declined

03 · The decision

Mothusi drafts each IC memo from the Growth Record - position, evidence, risks - with every figure footnoting its source. Your fund managers review and edit before it reaches committee. 22 approved, 12 deferred, 14 declined - every vote recorded with reasons.

AI drafts · your managers edit · your IC decides

04 · The capital

Award the funds

The award becomes a signed agreement - then Mothusi tracks the milestones and holds each business accountable.

R38.4m committed

Of R120 million · 22 awards

04 · The capital

When the IC awards the funds, the agreement goes out for signature. From there, Mothusi tracks delivery against the signed agreement - milestones stay connected to the Growth Record, progress is checked through weekly updates, and emerging risks are surfaced to the responsible team.

Award · sign · delivery tracked on the record

05 · The performance

Track repayment and growth

Repayments tracked beside live business health - and the businesses measurably stronger for the capital.

MGS up 9 points on average

21 of 22 on schedule · 14 levers cleared

05 · The performance

Six months in, 21 of 22 pay on schedule - and the portfolio is measurably stronger for the capital: average MGS up 9 points, 14 levers cleared and verified, three businesses moved up a tier. The strengthening, not just the repayment, reports live to your funder.

Stronger MGS · levers cleared · evidenced

Hover a step for the detail

Mothusi organises readiness and evidence. The institution retains underwriting, approval and capital-allocation authority.

Illustrative data

From the institution’s mandate to the business evidence behind every decision.

Mothusi connects programmes, support, capital and opportunities through one shared standard and one continuously updated Growth Record.