Portfolio & Programs

See every business in your portfolio, at a glance

Manage hundreds of SMEs with real-time health scoring, automatic at-risk detection, and AI-powered intervention planning — one dashboard, one conversation.

Request Demo All Features
1,000+
SMEs Managed
Real-time
Health Scores
Auto
Intervention
360°
Portfolio Analytics
See it in action

From question to intervention in seconds

Mothusi AI
Analyse my full portfolio.
I've scored all 247 SMEs in real-time across the 4 health dimensions. Here's your portfolio snapshot:
247
Active SMEs
74↑3
Avg Health
12
At-Risk
3
Critical
Construction
81%
Agri-processing
76%
Manufacturing
72%
Transport
58%
Services
69%
Transport sector is underperforming — 4 of 31 SMEs below 40% health. Three have expired BEE certificates blocking DTIC grant tranches.
3 critical interventions needed: Bohlale Construction (11 days cash), Tau Logistics (expired tax), Vuka Welding (no report in 90 days).
247 SMEs scored · 12 at-risk · 3 critical
Drill into the transport sector.
Here are the 4 at-risk transport SMEs, ranked by urgency:
1
Tau LogisticsHealth 34 · Tax clearance expired · R180k SEFA tranche blocked
Critical
2
Kgotso TransportHealth 38 · BEE expired · Revenue down 27% QoQ
Critical
3
Naledi CouriersHealth 42 · Cash runway 19 days · R95k receivables overdue
At Risk
4
Lesedi FreightHealth 47 · Missed 2 monthly reports · Mentor check-in overdue
At Risk
Combined revenue at risk: R2.4M. I recommend scheduling interventions for Tau and Kgotso this week — shall I auto-assign mentors and create action plans?
Transport deep-dive · R2.4M revenue at risk
Yes, schedule the interventions and generate the board portfolio report.
Done. Here's what I've actioned:
3 interventions scheduled
Mentors auto-assigned
Advisors notified
Tau Logistics → David Mokoena (compliance turnaround specialist, Thursday 10am). Kgotso Transport → Pulane Mashigo (transport sector, Friday 2pm). Naledi Couriers → James Mothibi (cash flow focus, next Monday).
Q1 Portfolio Board Report14 pages · Generated in 30 seconds
247 SMEsSEDA FormatSector AnalysisInterventions
Portfolio health, sector trends, at-risk register, intervention plans, fund utilisation (R18.2M of R24M disbursed), and DTIC impact metrics — all formatted to SEDA board standards. Ready to download or email to the board secretary.
3 interventions live · Board report ready
Capabilities

Your entire portfolio, intelligently managed

Mothusi continuously monitors every SME in your portfolio across four critical dimensions, surfaces risks before they escalate, and recommends targeted interventions.

Health Scoring

Every SME is scored across four dimensions — Compliance, Financial, Goals, and Survival — updated in real time. Scores aggregate into a portfolio-wide heatmap so you see health distribution at a glance, from thriving green to critical red.

At-Risk Detection

Mothusi's AI flags SMEs showing early warning signs before issues escalate — declining revenue trends, missed milestones, lapsed compliance, or unusual inactivity. You're alerted proactively, not after the damage is done.

Intervention Planning

For every at-risk SME, Mothusi generates a tailored intervention plan: root cause analysis, recommended actions, mentor or advisor assignment, timeline, and follow-up schedule. Ask for plans and they're created in seconds, not hours.

Portfolio Analytics

Drill into your portfolio by sector, region, programme, cohort, or risk level. Track trends over time — which sectors are growing, which regions need support, how fund utilisation correlates with health scores. All conversational, no dashboards to build.

Who uses this

Built for portfolio oversight at every level

Program Managers
DFI Officers
Incubator Directors
Government Officials
FAQ

Common questions

How do the health scores work?
Mothusi scores every SME across four dimensions — Compliance, Financial, Goals, and Survival — each rated 0-100. Compliance checks certificate status and filing deadlines. Financial evaluates revenue, margins, and cash flow. Goals tracks milestone completion and growth plan progress. Survival assesses cash runway, debt ratios, and receivables. Scores update in real time as data changes, and the overall health score is a weighted average that surfaces in your portfolio dashboard.
Can the platform handle 500+ SMEs efficiently?
Absolutely. Mothusi is built for scale — portfolios of 1,000+ SMEs are fully supported. The AI pre-computes health scores and flags at-risk businesses automatically, so you never need to manually review each one. You can ask "Show me all SMEs below 50% health in Gauteng" and get instant results. Portfolio analytics, cohort comparisons, and sector breakdowns all work at any scale without performance issues.
How does Mothusi help with board reporting?
Ask Mothusi to "Generate a board report for Q1" and it pulls together portfolio health trends, at-risk SME counts with intervention status, fund utilisation rates, programme milestones achieved, and impact metrics — formatted for board presentation. You can specify the format (executive summary, detailed appendix, or slide-ready bullets) and Mothusi generates it in minutes, not days.

Ready to see your entire portfolio in one intelligent view?

Real-time health scores, automatic at-risk detection, and AI-powered interventions — for portfolios of any size.

Request a Demo