FOR PUBLIC SME AGENCIES & DEVELOPMENT PARTNERS

See SME progress across a whole development system.

Mothusi helps national, regional and city-level SME agencies track business movement across programmes, sectors, regions, interventions and delivery partners. Every SME has a live Growth Record. Every programme contributes evidence. Every cohort can be compared through the Mothusi Growth Score - a standardised framework for reading maturity, readiness, risk, evidence confidence and progress over time.

Designed for public SME programmes, donor reporting, regional development, sector support and enterprise-development delivery.

PROGRAMME DESIGN

Build programmes around stages, with MGS measuring underneath.

Programmes are designed around five simple stages, with three evidence-graded gate checks each. Your programme stages describe the support journey institutions design; MGS measures the business maturity that moves underneath. That separation is important: a business can be in Stage 4 of your programme while still being Operating in MGS. The programme can progress, while the business maturity record stays honest - and cohort-to-cohort and programme-to-programme comparison stays defensible.

  1. 01

    Baseline

    Understand where each SME is starting from.

  2. 02

    Build the Record

    Get the core business record into shape.

  3. 03

    Close the Gap

    Target the main blocker (intervention).

  4. 04

    Unlock Opportunity

    Turn progress into readiness.

  5. 05

    Prove Progress

    Show what changed.

MGS measurement layer underneath. Programme stages describe the support journey. MGS tiers (Forming, Operating, Established, Scaling, Institutional) measure the business maturity that moves beneath every stage.
STAGE 3 OF 5

Close the Gap

Current MGS stateOperating, 62 / 100

Bankability Gap

Books are weak, no rolling monthly close, bank evidence incomplete.

Connect bank feed and close out cash forecast.

Moves bank evidence to live-data verification and clears the final gate item.

  • Books document-verified
  • Bank feed connected to live data
  • Cash forecast signed off by mentor

Schedule a 30-minute working-capital readiness review with the finance mentor this week. After the cash forecast is signed off, the SME exits Stage 3 and Mothusi will assemble a draft funding pack for the Bankability pathway.

AUTOMATED INTERVENTION PLAN

Bonolo Logistics - Bankability Gap

Next review12 June
Priority gap

Books quality is weak; no rolling monthly close; lender keeps declining on financial discipline.

Three actions
  1. 1Reinstate monthly close with bookkeeper; reconcile prior 3 months.
  2. 2Connect open-banking feed to move revenue evidence to live-data verification.
  3. 3Produce 6-month rolling cash forecast and runway view.
Evidence request

Last 6 months of bank statements; latest management accounts; signed Northam contract.

Mentor prompt

Working-capital readiness review with finance specialist; close out cash-forecast gate item.

THE PROBLEM

SME programmes are busy. That does not mean they are working.

Most programmes can report activity: how many businesses applied, attended training, completed mentoring, submitted documents or attended events. But governments and programme operators need to answer a harder question: which businesses actually improved? Without a shared evidence layer, teams struggle to see which SMEs are moving, which are stuck, where support is duplicated, and which interventions are producing measurable progress.

Activity is not outcomes

Applications, attendance and completion counts show participation, not whether a business became stronger.

No shared evidence layer

Without one record per business, teams cannot see which SMEs are moving and which are stuck.

Duplicated or missed support

It is hard to see where support overlaps, or where businesses are falling through the gaps.

Unclear intervention impact

Teams cannot tell which interventions are actually producing measurable progress.

LIVE PROGRAMME MEASUREMENT

Track progress before the programme ends.

Mothusi makes M&E part of daily programme delivery, not a report built after the fact. Teams can monitor movement while the programme is still running.

  • Tier movement
  • Issue cluster concentration
  • Intervention completion
  • Evidence created
  • Learning progress
  • Compliance freshness
  • Finance-readiness movement
  • Procurement-readiness movement
  • Unresolved risks
  • Cohort performance
  • Regional and sector trends
WHAT PROGRAMME TEAMS SEE

One operating view for every supported business.

Mothusi gives programme teams a live view of each SME's stage, evidence strength, blockers, interventions, readiness and next action. Instead of waiting for month-end reports, teams can see which businesses are moving, which are stuck, which evidence is weak, and where support should go next.

WHAT MOTHUSI DELIVERS

The capabilities that close the gap.

  1. 01

    Design support around real blockers

    Move from generic support to targeted intervention based on the issue clusters that actually exist in the cohort.

  2. 02

    Compliance pathway routing

    If a cohort is blocked by compliance freshness, route those SMEs into a compliance pathway.

  3. 03

    Finance-readiness support

    If businesses have weak financial records, assign finance-readiness support and track the movement.

  4. 04

    Commercial-proof requests

    If buyer proof is missing, request contracts, invoices, delivery records or references.

  5. 05

    Learning mapped to levers

    If learning gaps are visible, map courses directly to the relevant business levers.

  6. 06

    Closed-loop measurement

    Every intervention connects back to the Growth Record, so teams can see whether anything changed.

PROGRAMME OPERATOR TOOLKIT

The tools needed to run measurable SME support.

From application and baselining through intervention routing, learning, field activity and reporting - the full programme lifecycle on one record.

  • 01INTAKE

    Applications and selection

    Create programme intake forms, screen applicants and identify evidence gaps early.

    What it produces
    • Intake forms
    • Applicant screening
    • Early evidence gaps
  • 02BASELINE

    Diagnostics and baselining

    Capture the starting point for each SME before support begins.

    What it produces
    • Baseline diagnostic
    • Starting tier
    • Issue clusters
  • 03RECORD

    Growth Records

    Maintain one live record of each business, its tier, evidence, blockers and movement.

    What it produces
    • Live Growth Record
    • Evidence trail
    • Movement history
  • 04ROUTING

    Intervention routing

    Assign businesses to the right support pathway based on issue cluster, tier and evidence gaps.

    What it produces
    • Pathway assignment
    • Issue-cluster match
    • Delivery tracking
  • 05LEARNING

    Learning pathways

    Connect courses, assessments and outputs to business capability gaps.

    What it produces
    • Course-to-lever mapping
    • Assessments
    • Learning evidence
  • 06FIELD

    Mentor and field activity

    Capture notes, visits, evidence, follow-ups and actions in the Growth Record.

    What it produces
    • Mentor notes
    • Site visits
    • Action items
  • 07REPORTING

    Reporting and M&E

    Track progress by SME, cohort, sector, region, intervention type and outcome area.

    What it produces
    • Cohort dashboards
    • Tier-movement reports
    • Evidence aggregates
  • 08AI

    AI programme analyst

    Ask Mothusi which SMEs are stuck, which are ready, what changed this month and what needs action next.

    What it produces
    • Natural-language queries
    • Stuck and ready lists
    • Monthly change summaries
EVIDENCE FOCUS

The signals this audience produces and consumes.

Different audiences read the same growth record differently. These are the specific signals this audience needs to capture, verify, or rely on.

  • How many SMEs moved tier
  • Which levers improved
  • What evidence was created
  • Which issue clusters reduced
  • Which interventions were delivered
  • Which risks remain unresolved
  • What changed by cohort, sector, region or programme
WHO BENEFITS

Different stakeholders. Same source of truth.

AudienceValue delivered
Government agenciesA live view of SME programme performance across sectors, regions and cohorts.
Programme operatorsA practical system to manage delivery, interventions, evidence and reporting.
DonorsStronger evidence of what changed after support was delivered.
Enterprise-development teamsBetter targeting, monitoring and reporting of supplier or SME support.
Regional managersVisibility into which businesses are improving, stuck or need escalation.
SMEsClearer support, clearer next actions and a more useful growth record.
GET STARTED

See how Mothusi would structure your SME programme.

A programme briefing covers the MGS framework, Growth Record, programme configuration, evidence model, intervention routing, reporting layer, AI support, deployment approach and data-governance posture.

From business support to measurable enterprise development. Across sectors, countries, and real operating environments.